Key Features

Costs & Interest

General Terms:

Candidates must make an application for the Card and must consent up to a credit check. Records must certanly be in Good Standing so that you can get Money-Back Rewards. Start to see the Tangerine Money-Back Rewards Program Terms & Conditions for complete details.

Transfers of balance are treated as payday loans and interest pertains through the deal date that seems in your statement that is monthly to date you repay the total amount in full. There’s absolutely no grace that is interest-free on payday loans or transfers of balance.

Annual rates of interest: The interest that is annual on acquisitions and money improvements (including transfers of balance) is 19.95%. Prices are topic to improve. If you do not make 2 consecutive monthly minimal re re re re re Payments, or whenever you want thereafter, mortgage loan of 24.95per cent will connect with your Account on Purchases and payday loans (including transfers of balance).

Other costs and prices: These charges are charged regarding the the transaction occurs (unless otherwise indicated): Cash Advance: $3.50 within Canada, $5 outside of Canada; Balance Transfer: 3% or minimum of $5 (unless reduced or waived) of the amount transferred when it is posted to your Account day. Dishonoured Payment: $25; Rush Card: $25; Over-Limit: $25 (optimum one Over-Limit fee per month-to-month declaration duration); Past Statement Reprint: $5 per past declaration. There’s no fee for the reprint of one’s present statement that is monthly. Forex Conversion: if the transformed transaction quantity gets published for your requirements, we are going to include a foreign exchange transformation cost of 2.50% to your transformed transaction quantity.

See your details Box into the application for complete details or go to Tangerine.ca/CreditCardLegal. prices and costs are susceptible to alter.

† Balance Transfer Promotional provide at 1.95per cent for half a year (1% stability Transfer Fee)

A Promotional Rate of 1.95percent will connect with any and all sorts of Balance Transfers made within thirty days associated with the Account opening, and certainly will stay static in impact for 6 declaration durations through the date the final such stability Transfer ended up being published into the Account (the “Promotional price Period”). To benefit from this Promotional Offer, the Balance must be completed by you Transfer demand within thirty days of Account approval. You need to additionally trigger your Card within 45 times of Account approval for the required stability Transfer become prepared, or even the Balance Transfer are going to be immediately terminated. Transfers of balance are treated as payday loans in your Card and don’t have a grace period that is interest-free. Transfers of balance might not surpass the credit that is available the Account. The Balance Transfer transaction will not be processed if the Balance Transfer exceeds the available credit. A 1% stability Transfer Fee will likely to be charged for each Balance Transfer quantity and will also be instantly charged to your bank card. This Balance Transfer Fee is waived by Tangerine you accept this offer if you are a resident of the province of Quebec at the time. Interest will not accrue regarding the Balance Transfer Fee, nevertheless it is roofed when you look at the Minimum Payment quantity on the month-to-month declaration. You have to continue steadily to make your entire monthly minimal re re re Payments by the Payment Due Dates shown on your own month-to-month statements. In the event that you continue to have an amount owing from your own stability Transfer once the Promotional speed Period finishes, the money Advance interest of 19.95percent will connect with that quantity. You have to continue steadily to result in the minimal re re re Payments on the Account, whether or not the Balance Transfer was prepared for your requirements. Transfers of balance might not be utilized to move cash to or from another Tangerine Account. Start to see the Tangerine Credit Card Cardholder Agreement to learn more on how we use re re https://nationaltitleloan.net/payday-loans-ct/ re payments for your requirements.

Payday loans (including transfers of balance) don’t make Tangerine Money-Back Rewards. Look at conditions and terms associated with the Tangerine Money-Back Rewards Program at Tangerine.ca/CreditCardLegal for complete information on other things that usually do not make Tangerine Money-Back Rewards.

1 insurance policy is underwritten by American Bankers insurance provider of Florida information on the protection, including definitions, advantages, restrictions, and exclusions come in the certification of Insurance supplied with the Card. Browse the certification of Insurance then keep it in a place that is safe your other valuable papers.

Some of these provides could be changed or terminated at any time without warning.

Mastercard is really a trademark that is registered together with groups design is really a trademark of Mastercard Overseas Incorporated.

Tangerine is just a trademark that is registered of Bank of Nova Scotia, utilized under licence.

Ahead Banking is just a trademark that is registered of Bank.